In Part 2, you will learn about all forms of loans and how to gain approval to grow your business credit without utilizing your social security number and personal credit. We will start by reviewing the easiest loans to acquire initially, credit cards. Most people don’t think of business credit cards as loans, but they belong in the same category. Business credit cards are similar to lines of credit. You get access them to a specific amount of capital that you can draw on as needed, then, you pay back at least a minimum balance each month. Business credit cards are very convenient and sometimes the only available type of financing for startups.